Welcome to the ROCKET LOAN TURBO Privacy Agreement. This APP is developed by Kenda Lending Limited. Please read the following privacy agreement carefully. Please note that this privacy agreement only applies to ROCKET LOAN TURBO
We provide loan facilitator services, integrating many formal licensed financial institutions and loan products. You can easily compare different loan amounts, interest rates, terms and other information, and quickly match loan services that meet your needs.
This privacy policy has been compiled to better serve those who are concerned with how their “Personally Identifiable Information” (PII) is being used online. PII is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. By visiting ROCKET LOAN TURBO, also referred to “our site”, you are accepting the practices described in this policy. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website and app.
Information collected whenever you use the App or visit our Website:
Personal Information:
**Permission Details**: This software will collect your basic personal information, such as name, gender, date of birth, ID, contact information (mobile phone number, email), home address, occupational information, income status, etc.
**Purpose of Use**: The purpose of collecting the above information is to comprehensively assess your repayment ability and credit status, so as to provide you with suitable loan products and amounts. This information is crucial in the loan application, approval, disbursement, and subsequent management processes. We strictly comply with relevant laws and regulations and will only collect information after you have explicitly authorized and consented. We also adopt multi-level security protection measures to prevent your personal information from being illegally obtained, leaked, or misused.The information will be uploaded to a dedicated server in an encrypted manner: https://apigh.kendalending.org
Location:
**Permission Details**: This software may obtain approximate location information of your device.
**Purpose of Use**: On the one hand, location information helps us determine your current location. By understanding the financial policies of your region, we can provide different loan products according to different regions. On the other hand, after you apply for a loan, we will also determine whether your location information meets our standards. Applications from areas outside the specified regions will not be approved, which ensures information security and protects your fund security at the same time. We will only obtain location information with your authorization when you attempt to apply for a loan, and will not use the location information for any other unrelated purposes.The information will be uploaded to a dedicated server in an encrypted manner: https://apigh.kendalending.org
Camera:
**Permission Details**: This software may request to call the camera function of your device for shooting operations.
**Purpose of Use**: During the loan application process, the camera permission is mainly used to take pictures of necessary materials such as ID cards, bank cards, and personal photos to achieve fast and convenient information entry and real-name authentication. At the same time, in some remote video signature or real-name authentication links, the camera permission is used to establish a real-time video connection to ensure the authenticity and compliance of business operations. We promise to call the camera only when you are clearly aware of and consent to it. The content taken will only be used for loan-related processes, will be kept strictly confidential, and will not be disclosed to any third party.The information will be uploaded to a dedicated server in an encrypted manner: https://apigh.kendalending.org
Contact Information:
**Permission Details**: This software may request access to the address book or contact information of your device to obtain basic information such as contact names and phone numbers.
**Purpose of Use**: During the loan application process, obtaining contact information is mainly considered from two aspects. First, when you fill in the emergency contact in the loan application, we need to verify the authenticity of the contact information to ensure that we can contact you through the emergency contact in case of necessity (such as when you are out of contact or have overdue repayments). Second, understanding some of your contact information helps us more comprehensively assess your social credit environment and serves as one of the reference factors for credit evaluation. We will strictly protect the privacy information of your contacts and will only use it in necessary scenarios related to the loan service and will not disclose it to any third party.The information will be uploaded to a dedicated server in an encrypted manner: https://apigh.kendalending.org
Device:
**Permission Details**: This software may obtain a series of basic information of your device, including device model, operating system version, device identification code (such as IMEI, MAC address), screen resolution, network connection type (Wi-Fi, mobile data), etc.
**Purpose of Use**: Collecting this device information is mainly to ensure the stable operation and compatibility of the software. By understanding the hardware and software environment of the device you are using, we can optimize the software performance accordingly, promptly fix possible compatibility issues, and provide you with a smooth user experience. At the same time, device information also plays an important role in security protection and can be used to identify abnormal device logins, prevent network attacks, etc., to protect the security of your account. We will keep the device information strictly confidential and will only use it internally for software optimization and security protection purposes and will not sell, share, or disclose it to any unauthorized third party.The information will be uploaded to a dedicated server in an encrypted manner: https://apigh.kendalending.org
We attach great importance to data security and have adopted a series of strict physical, technical, and administrative measures to protect your personal data. These measures are designed to prevent unauthorized access, use, disclosure, tampering, or destruction of your data. Our systems are equipped with firewalls, encryption technologies, access control mechanisms, etc., to ensure the security of your data during transmission and storage. Additionally, we train our employees on data security and require them to strictly abide by confidentiality obligations to prevent internal misuse of your data.
You have the following rights regarding your personal data:
You have the right to access the personal data we hold about you at any time and understand how we process your data. You can submit an access request through the customer service channels we provide, and we will respond and provide the relevant data within a reasonable time.
If you find that the personal data we hold about you is incorrect or inaccurate, you have the right to request us to rectify it. You can submit a rectification application to us and provide necessary supporting materials. We will verify and correct the data in a timely manner.
Under circumstances compliant with laws and regulations, you have the right to request us to erase your personal data. For example, when we no longer need your data for the original collection purpose, or when you withdraw your consent to data processing, etc., you can submit an erasure request to us, and we will handle it in accordance with the regulations.
You have the right to request us to restrict the processing of your personal data in certain specific situations. For instance, when you raise an objection to the accuracy of the data, during the verification period, you can request us to restrict further processing of the data.
You have the right to obtain the personal data you provided to us and request us to provide it to you in a structured, commonly used format, so that you can transfer these data to other data controllers, provided that it complies with laws and regulations and is technically feasible.
We only retain your personal data for the period necessary to achieve the purposes described in this privacy policy, while also considering legal and regulatory requirements and the actual needs of the business. When determining the data retention period, we will comprehensively consider factors such as the contract performance period of the loan business, the statute of limitations for potential legal disputes, and the requirements of regulatory authorities. When your personal data is no longer needed for the above purposes, we will delete or anonymize it in accordance with the prescribed procedures to ensure that the data can no longer be used to identify you.
Our services may contain links to third - party websites or services. Please note that these third - party websites or services have their own independent privacy policies, and we are not responsible for their content and privacy practices. When you click on these links, you will leave our platform and enter the third - party's website or service. We recommend that you carefully read their privacy policies when accessing third - party websites or services to understand how they collect, use, and protect your data.
Our services are not intended for children, and we do not intentionally collect children's personal data. If we discover that we have accidentally collected children's personal data, we will immediately take measures to delete such data. If you believe that we may have mistakenly collected children's personal data, please contact us in a timely manner, and we will handle it as soon as possible.
We may change this privacy policy due to changes in laws and regulations, business development needs, or other reasonable reasons. The revised privacy policy will be published on our website or service platform and will take effect upon publication. If the changes involve significant changes to the way we process your personal data, we will notify you through appropriate means, such as sending an email, push notification, or providing a prominent notice on the platform. After the changes take effect, your continued use of our services indicates that you consent to the revised privacy policy.
Contact
If there are any questions regarding this privacy policy, you may contact us using the website form or using the information below.
Email:GooseWallet25@gmail.com